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Accounts Receivable Financing

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Spectre Capital Finance is a nationally recognized leader in non-bank financing, providing capital to businesses and real estate investors in all 50 states.

We approach our investments and clients with a “partnership approach” where we act as your commercial capital consultant to identify your capital need and provide the right solution to solve that capital need.

We have been helping families and businesses achieve important financial goals throughout the Maryland, D.C, Virginia area and beyond.

A Risk-Free Way To Generate
Real Capital

If your business doesn’t qualify for traditional loans and if you need access to a steady stream of working capital, talk a finance expert at Spectre Capital Finance about financing. This type of financing, otherwise known as factoring, provides the liquidity your business needs to remain competitive, increase your output and decrease your turn around time.

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Take Control of Your Finances Today. Contact Us for Expert Financial Guidance!

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Who Benefits From Factoring?

Factoring is not a loan, which makes it a great lending alternative for businesses of all sizes and in varying financial situations. Whether you struggle to stay in the black, are on the verge of bankruptcy or just want a low-risk way to increase your cash flow, financing receivables may be for you. To qualify, all you need to do is show that you own a business that sells products or services on an invoice basis and that you have a clientele with a strong credit history.

A Risk-Free Way To Generate
What You Get When You Choose Accounts Receivable Financing

When we approve an account for factoring, you will enjoy several benefits. Some such benefits are as follows:

  • Cash in as little as 24 hours

  • No personal guarantees

  • No fixed payments

  • Increases in funding as your receivables increase

  • No arbitrary board decision

  • Available funding to complete large or unexpected orders


When you sell your accounts receivables, you can use the money as you see fit. Whether you need to pay for operating expenses, want to expand your operations, need to invest in inventory or need to cover the cost of payroll, you’re free to use the proceeds as you please.

Get Started Today

Contact Spectre Capital Finance today to get started.

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