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Small Business Loans


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Spectre Capital Finance is a nationally recognized leader in non-bank financing, providing capital to businesses and real estate investors in all 50 states.

We approach our investments and clients with a “partnership approach” where we act as your commercial capital consultant to identify your capital need and provide the right solution to solve that capital need.

We have been helping families and businesses achieve important financial goals throughout the Maryland, D.C, Virginia area and beyond.

Funding Your Business With An SBA Loan

Getting a small business loan with the right terms is easier when it is backed by a Small Business Administration program. An SBA loan can offer you lower interest rates and better repayment terms. It is a useful way to fund your small business so it can grow faster than ever before.

Real Estate Purchases

Getting a small business loan for real estate can be challenging. A Small Business Administration loan through Spectre Capital Finance  may be the answer. We provide capital for purchasing, renovating, refinancing and building a variety of property types, including:

  • Investment residential buildings

  • Hotels

  • Motels

  • Healthcare buildings

  • Automotive facilities

  • Gas stations

  • Nonconforming properties


We offer loans for both owner-occupied and investment buildings. Contact us to learn if your property may qualify.

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Take Control of Your Finances Today. Contact Us for Expert Financial Guidance!

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Equip Your Team

Every small business needs the right equipment to thrive. You can use a loan backed by the SBA to buy those tools, such as:

  • Machinery

  • Medical equipment

  • Laundry machinery

  • Printing equipment

  • Manufacturing machinery

  • Vehicles

Large Loan Amounts

Our small business loans can be up to $5 million with stronger terms than traditional loans. These can be used for a variety of business purposes. We offer both fixed and variable rates under the 7a and 504 programs. Our loans can have up to 25-year terms and with as much as 100 percent financing.

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